M-PESA ZIIDI Money Market Fund: A Smart Investment Option

The Ziidi Money Market Fund is a Collective Investment Scheme (CIS) regulated by the Capital Markets Authority.

The Ziidi Money Market Fund is accessible through the Safaricom’s M-PESA platform, making it convenient for Kenyans to grow wealth through the capital markets.

Ziidi Money Market Fund puts the power of investing in the customer’s hands. It offers a simple and accessible way to invest for all Kenyans, enabling them to achieve their financial goals.

The M-PESA ZIIDI Money Market Fund is currently available for individual investors, as approved by the Capital Markets Authority. However, there are plans to expand investment options in the near future to include group investments, such as chamas, and businesses.

Investing in the M-PESA ZIIDI Money Market Fund offers several advantages:

1. Easy Sign-Up : You can effortlessly register for Ziidi using your mobile phone without any paperwork.
2. Security: Your investment is safeguarded with your M-PESA PIN, required for signing up and completing every transaction on Ziidi.
3. Competitive Interest rate: You can Transfer funds to Ziidi at no cost and earn daily interest on your investment.
4. Easy Access : Start investing with as little as KES 100, with no maximum transactional limits, although M-PESA daily limits apply.
5. Zero Transaction Costs : Enjoy zero-rated transactions such as no fees for deposits or withdrawals and no maintenance fees are charged by Ziidi.
6. Easy Tracking : Gain transparency into your daily earnings through Ziidi's investor visibility feature, aiding in financial planning and tracking.
7. Real-Time Access : Withdraw funds from Ziidi instantly to your M-PESA account without waiting periods or restrictions on the number of daily withdrawals you can make.

The minimum amount a person can invest in the money market fund is KES 100, which allows them to earn daily interest.

The minimum withdrawal amount is KES 10. For transactions via MPESA, the current limits for ZIIDI MMF are set at KES 250,000 per transaction and a daily transaction limit of KES 500,000.

To invest in the M-PESA ZIIDI Money Market Fund, you need to be a registered active M-PESA customer.

You can access your ZIIDI investment account conveniently through the M-PESA App or by dialing *334# on your mobile device.

Learn more about starting your investment journey here: How to Invest in the M-PESA ZIIDI Money Market Fund

One option is locking funds in Ziidi, which can be an effective strategy for setting aside money and preventing unplanned spending. 

This approach adds an extra layer of safety and control, aiding you in maintaining focus on your financial objectives. 

For support and inquiry, you can contact Safaricom Customer Care Center

• Pre-Pay: Call 100 (Chargeable) or +254722002100 (Chargeable) or email Customercare@safaricom.co.ke
• Post-Pay: Call 200 (No Charge) or +254722002100 (Chargeable) or email advantage@safaricom.co.ke
• You can also send a Direct Message on Safaricom Social Media Channels: X: @Safaricom_care and @safaricomPLC or Facebook: @safaricomPLC
• You can visit the Safaricom Retail Center/ Customer Care Desk.